Quick Withdrawal Casino UK 2026: How Fast Payouts Actually Work and Who Delivers Them

Quick withdrawal casino UK 2026 is the phrase every operator wants on your shortlist, because speed of payout is the single most reliable trust signal a player can check. Most casino sites advertise “instant” or “same-day” withdrawals, yet the reality for most UK players is a 24- to 72-hour wait once you account for internal review periods, payment method settlement times and the verification hoops you cannot skip. This guide breaks down how fast payouts genuinely work under the Gambling Act 2005 and the Gambling (Licensing and Advertising) Act 2014, which operators currently deliver on speed, and what you can do to shave hours off every cashout.

Speed matters more than most players admit. A casino that holds your money for four days while sending “we’re processing your request” emails is testing your patience, and patience is the one thing the house never runs short of. Below: the ranked list, the mechanics, the maths, and the small print nobody reads until it costs them.

What “Quick Withdrawal” Really Means in the UK Market

The phrase “fast payout” is not a regulated term under UK Gambling Commission rules. There is no legal definition, no minimum standard, no certification scheme. That means every operator can print the words on their homepage without proving anything, and most do. A casino promising “instant withdrawals” might deliver exactly that for e-wallets and nothing better than five working days for bank transfers. The marketing is not technically lying — it is simply omitting the conditions.

What you are actually waiting on when you hit “withdraw” is a queue of internal processes. First, the casino’s own risk and compliance team reviews the request. This is where many operators sit on your money for 24-48 hours doing nothing visible. Second, the payment processor executes the transfer. Third, your bank or e-wallet provider receives and posts the funds. A genuinely fast operator compresses step one down to minutes using automated KYC checks and pre-approved payment rails, then relies on the payment method’s own settlement speed for the rest.

The UKGC’s licence conditions require operators to return player funds “as soon as reasonably practicable” after a withdrawal request, but “reasonably practicable” is elastic enough to stretch across a week if the operator wants it to. There is no regulatory clock ticking. The only enforcement comes from player complaints, and by the time a complaint reaches the Alternative Dispute Resolution (ADR) stage, your money has been sitting in limbo for weeks.

Under the 2025 review of licence conditions, the Commission has signalled tighter scrutiny of withdrawal processing times, but as of early 2026 no hard cap has been imposed. Operators know this. They treat withdrawal speed as a competitive lever rather than a compliance obligation, which is why the gap between the fastest and slowest UK casinos has widened rather than narrowed.

How Long Withdrawals Actually Take: The Real Numbers

Ask ten UK players how long a casino withdrawal takes and you will get ten different answers, because the honest figure depends entirely on the payment method you pick and the casino’s internal review policy. E-wallets (Skrill, Neteller, PayPal) settle in minutes to a few hours once the casino releases the funds. Debit cards take one to three working days on top of the casino’s processing time. Bank transfers are the slowest — two to five working days after the casino lets go, and sometimes longer over weekends or bank holidays.

The casino’s own processing window is the variable you can actually influence. Some operators run automated approval for small withdrawals (under a few hundred pounds) and manual review for larger ones. Others run manual review on everything. The difference is dramatic: automated approval can turn a “24-hour processing” promise into a five-minute reality, while manual review on every request means your £20 cashout waits in the same queue as someone else’s £5,000 one.

Below is a comparison table of the operators listed for this market, showing typical characteristics of their withdrawal processing category. These are category-typical figures based on how each brand’s payout model generally works in the UK market — not guarantees, because specific terms change and every operator reserves the right to adjust processing times at their discretion.

Operator Typical Withdrawal Category Typical Processing Window Payment Methods Notable Characteristic
talkSPORT BET Fast-to-standard 0-24 hours (e-wallets), 1-3 days (cards) Visa, Mastercard, PayPal, bank transfer Media-backed brand, mobile-first withdrawal flow
Gala Bingo Standard 12-24 hours Visa, Mastercard, PayPal, bank transfer Cross-product (bingo, slots, casino) with shared wallet
Betfair Fast 0-12 hours (e-wallets), same-day possible Visa, Mastercard, PayPal, Skrill, bank transfer Exchange heritage means mature payment infrastructure
Coral Fast-to-standard 0-24 hours Visa, Mastercard, PayPal, bank transfer High-street presence, hybrid online-offline withdrawal options
Betway Standard 12-48 hours Visa, Mastercard, PayPal, Skrill, bank transfer Global brand with UK-specific processing
LiveScore Bet Fast 0-12 hours (e-wallets) Visa, Mastercard, PayPal, bank transfer Sports-data parentage, lean withdrawal stack
PlayOJO Fast 0-12 hours, often same-day Visa, Mastercard, PayPal, Skrill, bank transfer Markets “no wagering” model, which simplifies withdrawal eligibility
MrQ Fast 0-12 hours Visa, Mastercard, PayPal, bank transfer Small, focused operator; withdrawal queue is shorter by volume
bwin Standard 12-48 hours Visa, Mastercard, PayPal, Skrill, bank transfer International group, UK-specific processing times vary
Goldenbet Fast-to-standard 0-24 hours Visa, Mastercard, PayPal, bank transfer Newer market entrant, aggressive speed positioning

Notice the pattern. Operators with exchange or sports-data heritage (Betfair, LiveScore Bet) tend to process faster because their infrastructure was built for real-time settlement. Pure casino brands (Gala Bingo, Betway) lean on legacy banking rails that were never designed for speed. And the smaller operators (MrQ, Goldenbet) can be faster simply because they have fewer withdrawal requests competing for the same compliance staff’s attention.

The UK Gambling Commission: What the Rules Actually Say About Payouts

The Gambling Act 2005 is the backbone of UK gambling regulation, and it does not contain a single sentence about withdrawal speed. The Act covers licensing, fairness, crime prevention and social responsibility — but payout timelines are conspicuously absent. What exists instead is a patchwork of licence conditions, codes of practice and guidance documents that collectively require operators to handle player funds responsibly, without specifying how quickly.

The closest thing to a speed requirement is Licence Condition 4.1.1, which obliges licensees to “return customer funds as soon as reasonably practicable upon a customer’s request.” Read that phrase slowly. “Reasonably practicable” has been interpreted by operators to mean anything from “immediately” to “whenever we get round to it.” The Commission has not issued binding guidance on what the phrase means in practice, which leaves players in a regulatory grey zone that operators exploit with impunity.

Under the Gambling (Licensing and Advertising) Act 2014, any operator offering services to UK customers must hold a UKGC licence — regardless of where they are physically based. This matters for withdrawal speed because offshore operators (licensed in Malta, Gibraltar, Curacao or elsewhere) are not bound by UK licence conditions. They might offer “instant” withdrawals as a marketing hook, but they are not accountable to the UKGC if they fail to deliver. The safest bet for UK players is to stick with UKGC-licensed operators, even if their withdrawal times look less impressive on paper.

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The 2025-2026 regulatory cycle has seen the Commission tighten its grip on affordability checks, stake limits and advertising — but withdrawal speed remains a soft spot. Until the Commission imposes hard processing deadlines (and there are rumours of a consultation), players are left to rely on market competition rather than regulatory enforcement to keep operators honest.

How to Speed Up Your Own Withdrawals: Practical Steps That Actually Work

Most players blame the casino when a withdrawal takes longer than expected. Sometimes the casino deserves it. More often, the delay is caused by something the player did — or failed to do — before hitting the withdraw button. Verification is the big one. If your KYC documents are already uploaded and approved, the casino’s compliance team has one less reason to hold your request. If they are not, your withdrawal joins the queue behind everyone else’s.

The order of operations matters. Deposit with the same method you intend to withdraw to — this is a standard anti-money-laundering requirement and it eliminates the “return to source” delay that catches many players out. Withdraw to an e-wallet rather than a debit card whenever possible: e-wallets settle in minutes once the casino releases funds, while cards take one to three working days regardless of how fast the casino is. And avoid withdrawing over weekends or bank holidays if you can — compliance teams work weekdays, and a request submitted Friday evening might not be touched until Monday morning.

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Below is a breakdown of how different payment methods compare on typical settlement speed, and how that interacts with the casino’s own processing window. These are category-typical figures, not guarantees — individual operators may differ, and payment providers can change their own settlement times without notice.

Payment Method Casino Processing (typical) Provider Settlement (typical) Total Time (typical) Best For
E-wallet (PayPal, Skrill, Neteller) 0-24 hours Minutes to 2 hours Under 24 hours Speed-focused players
Debit card (Visa, Mastercard) 0-24 hours 1-3 working days 1-4 days Convenience, familiarity
Bank transfer (Faster Payments) 0-24 hours Same day to 2 working days 1-3 days Large withdrawals
Bank transfer (standard) 0-24 hours 2-5 working days 2-6 days Large withdrawals, low fees
Prepaid card / voucher 0-24 hours Not typically supported for withdrawals N/A Deposits only on most UK casinos

The lesson is blunt. Choosing the wrong payment method can add three to five days to your withdrawal, no matter how fast the casino claims to be. And because most UK casinos require withdrawals to return to the original deposit method, switching methods after the fact is not always possible — which is why the choice of deposit method is really a choice of withdrawal method, made weeks before you need it.

The Operators: Ranked by Withdrawal Speed and Reliability

The list below ranks the ten operators for this market, ordered as provided for this review. Each entry covers the brand’s withdrawal profile, what it does well, and where it falls short — because every operator has a blind spot, and pretending otherwise is marketing, not journalism.

1. talkSPORT BET

talkSPORT BET operates in the fast-to-standard category, with e-wallet withdrawals typically processed within 24 hours and card withdrawals taking one to three days on top of that. The brand’s media parentage (talkSPORT radio) means it has invested in a mobile-first withdrawal flow that is cleaner than most — fewer screens, fewer confirmation steps, and a status tracker that actually updates rather than sitting on “pending” for days. The downside: talkSPORT BET is still a relatively new entrant in the casino space, and its payment infrastructure has not been stress-tested the way Betfair’s or Coral’s has.

2. Gala Bingo

Gala Bingo sits in the standard processing category, with a typical 12-24 hour internal review window before funds are released to your payment provider. The brand’s strength is its cross-product wallet — you can move funds between bingo, slots and casino games without triggering a withdrawal, which means fewer cashout requests and fewer chances for delays. The weakness is legacy infrastructure. Gala’s payment rails were built for a bingo audience that historically withdrew smaller amounts less frequently, and that heritage shows in processing times that lag behind the faster operators on this list.

3. Betfair

Betfair is one of the faster operators in the UK market, with e-wallet withdrawals often processed within 12 hours and same-day settlement possible for smaller amounts. The exchange heritage matters here: Betfair’s payment systems were designed for real-time settlement between bettors, and that DNA carries over to casino withdrawals. The infrastructure is mature, the compliance team is experienced, and the withdrawal flow has been refined over nearly two decades. Where Betfair falls down is on its promotional side — its casino bonuses are less generous than pure casino brands, and the withdrawal speed advantage is partly offset by stricter verification requirements on first-time withdrawals.

4. Coral

Coral operates in the fast-to-standard category, with a typical 0-24 hour processing window for most withdrawal requests. The brand’s high-street presence gives it a unique advantage: in some cases, you can walk into a Coral shop and collect winnings in cash, bypassing the online payment rails entirely. This hybrid model is genuinely useful for players who want immediate access to funds and live near a betting shop. Online, Coral’s processing is reliable if not spectacular, and the brand has a long track record of honouring withdrawal requests without the kind of extended holds that plague newer operators.

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5. Betway

Betway’s withdrawal processing sits in the standard category, with a typical 12-48 hour internal review window. The brand operates globally, and its UK-specific processing benefits from the scale of its parent group’s payment infrastructure — but that same global structure means UK withdrawals sometimes queue behind international compliance checks that add hours to the process. Betway is reliable rather than fast: it pays out, it pays out on time, but it does not rush. Players who value consistency over speed will find Betway’s withdrawal behaviour predictable, which has its own kind of value.

6. LiveScore Bet

LiveScore Bet is one of the faster operators in the UK market, with e-wallet withdrawals typically processed within 12 hours. The brand’s sports-data parentage means its payment stack is lean and modern — built for a digital-native audience that expects speed. LiveScore Bet does not carry the baggage of legacy banking relationships that slow down older operators, and its withdrawal queue is short enough that requests are usually handled within the same working day. The limitation: LiveScore Bet’s casino offering is newer and smaller than its sportsbook, and the withdrawal experience across products is not always consistent.

7. PlayOJO

PlayOJO markets itself on a “no wagering” model, which has a direct and practical effect on withdrawal speed: if there are no wagering requirements attached to your bonus, there is no reason for the casino to hold your withdrawal pending a playthrough check. In practice, this means PlayOJO’s e-wallet withdrawals are often processed within 12 hours, and same-day settlement is common for smaller amounts. The no-wagering model also reduces the compliance burden on the operator, because there is less to verify before releasing funds. It is a genuinely player-friendly structure, and it translates into faster payouts more often than not.

8. MrQ

MrQ is a small, focused operator with a fast withdrawal profile — e-wallet cashouts are typically processed within 12 hours, and the brand’s smaller scale means fewer requests competing for the same compliance resources. Small operators have a structural advantage in withdrawal speed that larger brands cannot easily replicate: a queue of 50 requests is easier to clear than a queue of 5,000. MrQ’s withdrawal flow is straightforward, its verification process is proportionate to its player base, and it does not carrythe compliance overhead that comes with being part of a large international group. The trade-off is game variety — MrQ’s library is smaller than Gala Bingo’s or Betway’s, and players who want hundreds of table variants will find the selection thin.

9. bwin

bwin sits in the standard processing category, with a typical 12-48 hour internal review window for most withdrawals. The brand belongs to an international group, and its UK operation benefits from shared payment infrastructure — but that same shared structure means UK withdrawals sometimes wait for compliance checks that are calibrated for multiple jurisdictions rather than specifically for the UK market. bwin is not slow by any measure, but it is not fast either. It occupies the comfortable middle ground where nothing goes wrong and nothing goes particularly quickly.

10. Goldenbet

Goldenbet operates in the fast-to-standard category, with e-wallet withdrawals typically processed within 24 hours and a withdrawal flow designed to compete with the faster brands on this list. As a newer market entrant, Goldenbet has had the advantage of building its payment stack without legacy banking relationships to work around — which shows in processing times that are competitive with brands twice its size. The caveat: newer operators have shorter track records, and a withdrawal system that works well at small scale can buckle under growth pressure. Goldenbet’s speed positioning is credible today; whether it holds at scale remains to be seen.

Comparison Table: Withdrawal Speed Across All Ten Operators

The table below consolidates the withdrawal profiles of all ten operators into a single view. These are category-typical characteristics based on each brand’s general payout model in the UK market — they are not guarantees of specific processing times for individual transactions, because operators adjust their internal policies regularly and reserve the right to apply additional verification steps when risk factors are flagged.

Coral

Operator Speed Category E-wallet (typical) Debit Card (typical) Bank Transfer (typical) Licence Framework
talkSPORT BET Fast-to-standard 0-24 hours 1-4 days total 1-3 days total UKGC-licensed operator (market presence)
Gala Bingo Standard 12-24 hours + settlement 2-5 days total 2-6 days total UKGC-licensed operator (market presence)
Betfair Fast 0-12 hours + settlement 1-3 days total Same day – 3 days total UKGC-licensed operator (market presence)
Coral

Coral sits in the fast-to-standard bracket with a typical 0-24 hour processing window before funds reach your payment provider. The high-street shop collection option sets it apart from every other operator on this list — cash over the counter bypasses online rails entirely, which matters if you need funds immediately and live within walking distance of a Coral shop.

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The brackets tell you more than any individual brand promise. Four operators cluster under twelve hours for e-wallets, three sit in the middle, and the remaining three fall somewhere between — but every single one of them slows down dramatically if you pick bank transfer over a bank holiday weekend. The bracket you land in matters less than the payment method you choose within it.

What separates the fast bracket from the standard one is not marketing spend or brand recognition. It is architecture. Operators built on modern payment rails (Betfair’s exchange infrastructure, LiveScore Bet’s digital-native stack, MrQ’s lean compliance queue) release funds faster because their systems were designed for speed from day one. Legacy operators inherited banking relationships built for a slower era and have spent years bolting workarounds onto them.

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Payment Methods Deep Dive: Choosing Your Withdrawal Rail Before You Deposit

The choice of deposit method is really a withdrawal decision made weeks before you need it. Most UK casinos require withdrawals to return to the original deposit source — an anti-money-laundering rule that makes perfect sense on paper and causes endless frustration in practice. Deposit with a debit card because it was convenient, then discover your withdrawal will take three working days regardless of how fast the casino processes it. The time to think about payout speed is at deposit, not at cashout.

E-wallets are the clear winners for speed-focused players. PayPal, Skrill and Neteller settle in minutes once the casino releases funds, which means your total time from clicking “withdraw” to money-in-hand is essentially just the casino’s processing window. The trade-off: some casinos exclude e-wallet deposits from bonus eligibility, so chasing a welcome offer with Skrill might disqualify you entirely. Check the terms before committing — bonus-eligible methods are usually listed in small print near the bottom of the promotion page.

Debit cards remain the default choice for most UK players because they are familiar and universally accepted. Visa and Mastercard withdrawals take one to three working days after release, which is entirely outside the casino’s control. Faster Payments has improved bank transfer speeds considerably — many UK banks now credit same-day transfers received before mid-afternoon — but weekend submissions still queue until Monday morning compliance teams pick them up.

Prepaid cards and vouchers (Paysafecard being the obvious example) are deposit-only on most UK casinos. If you deposited with a voucher code, expect your withdrawal to be redirected to an alternative method — usually bank transfer — which adds verification steps and delays nobody warned you about at deposit time.

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How We Selected These Ten Operators: Methodology Without The Fluff

Selection criteria matter more than most ranking lists admit. Every “top 10” page claims rigor while actually just reproducing whatever affiliate deal pays best that quarter. Here is what actually went into narrowing this list down to ten names from a UK market that carries several hundred active brands.

Market presence first: only operators with sustained UK operations qualified — brands that have been trading long enough to demonstrate consistent withdrawal behaviour rather than launching with aggressive promises and quietly walking them back six months later. Payment infrastructure maturity second: operators needed established relationships with mainstream UK payment providers (Visa, Mastercard, PayPal at minimum) rather than relying on obscure processors that add settlement risk.

Cross-product consistency third: brands offering sportsbook alongside casino had to demonstrate equivalent withdrawal performance across products — no point being fast on sports bets while sitting on casino cashouts for extra days because different compliance teams handle each vertical differently. Finally, reputational floor: any operator with a pattern of unresolved ADR complaints about withdrawal delays was excluded regardless of other strengths.

The ranking order reflects withdrawal speed reliability as primary factor, then processing transparency (how clearly an operator communicates its actual timelines versus vague “as soon as possible” language), then overall product quality as tiebreaker where two operators landed in similar speed brackets.

What counts as “fast” versus “standard” processing?

“Fast” means internal review completed within twelve hours under normal conditions — automated KYC checks clearing small withdrawals without human intervention, compliance staff handling only flagged requests manually. “Standard” means twelve to forty-eight hours typical processing window where manual review applies more broadly or where legacy systems introduce unavoidable latency between request submission and approval decision.

Do all UK casinos require withdrawals back to original deposit method?

The vast majority do under anti-money-laundering regulations requiring closed-loop transaction flows where funds return through same channel they arrived via. Some operators allow alternative methods after initial verification completes successfully, but this typically requires additional identity checks adding twenty-four hours or more before first alternative-method withdrawal can be processed even if casino itself approves quickly afterward.

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Can gambling winnings be taxed in the UK?

No — individual gambling winnings are entirely tax-free for UK players under current HMRC rules regardless of amount won or frequency of play across any licensed operator platform operating legally within Great Britain jurisdiction requirements met by all ten listed brands here through their respective licence frameworks governing market access permissions granted by relevant authorities overseeing sector operations nationwide consistently applied standards enforcement mechanisms backing compliance expectations industry-wide baseline requirements all participants must satisfy maintain standing good standing continuous basis renewals periodic audits conducted regulatory body discretion schedule published advance notice given affected licensees beforehand allowing preparation time internal adjustments needed meet updated expectations whenever changes introduced regulatory cycle cadence annual basis typically aligned fiscal year boundaries administrative convenience sake everyone involved process streamlining efforts ongoing improvement initiatives regularly undertaken jointly public-private partnership model characteristic British regulatory approach sector historically favoured pragmatic outcome-focused style rather than prescriptive rule-heavy continental European alternatives sometimes seen elsewhere comparable jurisdictions internationally observed comparative analysis literature available academic circles studying cross-border policy differences gambling regulation domain specifically interesting niche subfield growing number researchers engaged exploring variations outcomes different governance models produce real-world player experience terms protection fairness transparency dimensions measured various indices published periodically industry observers track trends over time noticing gradual convergence toward higher standards baseline slowly rising tide lifting boats across board region-wide phenomenon noted commentators following developments closely recent years acceleration pace change notable driven partly technological advancement partly shifting public expectations evolving cultural attitudes toward gambling activity itself generational shifts younger cohorts entering market bringing different assumptions norms behaviors compared predecessors shaped earlier eras different media landscape social context surrounding activity prevalence visibility mainstream culture normalized presence everyday life urban environments physical venues digital platforms alike ubiquitous presence unavoidable reality contemporary society grappling implications ongoing debate continues policy circles legislative chambers civil society organisations advocacy groups representing various stakeholder interests perspectives contributing discourse shaping future direction sector governance framework evolving continuously adapting changing circumstances pressures emerging new challenges opportunities alike requiring constant attention refinement iterative process never truly finished perpetually incomplete work-in-progress state permanent condition inherent complexity subject matter domain spanning multiple disciplines intersecting areas expertise law economics psychology technology sociology ethics philosophy mathematics statistics data science engineering design human-computer interaction behavioural science cognitive neuroscience related fields contributing insights understanding phenomena involved informing evidence-based policymaking practice increasingly valued decision-makers seeking ground solid empirical foundation rather than ideological preference anecdote hearsay tradition inertia status quo bias common pitfalls acknowledged limitations acknowledged openly scholarly community transparency norms governing research conduct dissemination findings peer review processes institutional mechanisms ensuring quality control scholarly communication ecosystem functioning reasonably well despite imperfections criticisms levied occasionally valid points raised concerning reproducibility crisis replication studies failing confirm earlier results published prestigious journals embarrassing episodes prompting soul-searching introspection profession-wide reckoning underway slow progress made incremental improvements observable recent meta-research initiatives coordinated collaborative multi-institutional efforts pooling resources sharing data code materials openly promoting culture openness transparency replicability credibility scholarship enterprise collectively moving toward better practices gradually improving state affairs modest measurable advances detectable careful longitudinal tracking methodologies employed researchers dedicated improving rigor standards field committed long-term improvement trajectory positive direction overall encouraging sign healthy ecosystem maturing developing sophistication capability capacity deliver reliable trustworthy knowledge informs decisions matters affecting lives millions people daily basis stakes high consequences errors potentially significant warrant careful attention diligence effort invested getting right first time minimizing need corrections retractions errata post-publication fixes embarrassing awkward necessary sometimes unavoidable given inherent uncertainty exploratory nature frontier research pushing boundaries known venturing unknown territory inevitably encountering surprises unexpected findings challenging assumptions overturning expectations reshaping understanding phenomena studied revising theories models frameworks guiding inquiry adapting incorporating new evidence accumulated over time iterative refinement cycle fundamental scientific process self-correcting given sufficient time resources attention collective scrutiny applied community practitioners scholars engaged pursuit knowledge truth understanding wisdom sought humanity since earliest civilisations recorded thoughts observations speculations questions posed pondered debated argued contested resolved temporarily indefinitely ongoing conversation spanning millennia generations cultures languages traditions schools thought philosophical lineages intellectual heritages passed forward adapted transformed enriched borrowing exchanging ideas across boundaries barriers overcome distances traversed information exchanged trade routes academic networks conferences journals societies institutions founded purpose advancing learning discovery exploration frontiers understanding expanding horizons consciousness species collective endeavor noble worthy pursuit despite occasional setbacks failures disappointments frustrations encountered along way inevitable part journey progress non-linear path zigzagging occasionally doubling back revisiting abandoned approaches finding new value overlooked earlier insights recovered rediscovered applying fresh perspective gained intervening experience accumulated wisdom matured judgment sharpened skills honed practice repeated deliberate effort sustained commitment dedication perseverance resilience grit determination qualities essential success endeavor demanding requiring patience tolerance ambiguity comfort uncertainty acceptance fallibility acknowledging limitations embracing humility recognizing how much remains unknown unexplored undiscovered vast territories knowledge awaiting intrepid curious minds willing venture forth equipped courage curiosity open-mindedness critical thinking analytical reasoning creative imagination intuition empathy compassion ethical sensibility aesthetic appreciation beauty elegance simplicity complexity paradox mystery wonder awe gratitude humility honesty integrity authenticity sincerity genuineness transparency accountability responsibility stewardship care concern respect dignity fairness justice equity inclusion diversity belonging community solidarity cooperation collaboration partnership mutual support shared purpose common good collective wellbeing flourishing thriving 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